Bank data connections are read-only and use 256-bit encryption. Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information. Transactions will appear in your books automatically, and you can say goodbye to manual receipt entry. Give your customers the option of paying with one click using a credit card, bank transfer, or Apple Pay.

Our accounting reports are easy to use and show monthly or yearly comparisons, so you can easily identify cash flow trends. Know when an invoice is viewed, becomes due, or gets paid, so you can stay on top of your cash flow better than ever. Yes, switching from other accounting apps or products to Wave is easy! See our step-by-step guide on how to import bookkeeping data into Wave here.

1. With the Pro Plan, automatically import, merge, and categorize your bank transactions.
2. With over five years at Wave, David brings an enthusiastic leadership style and unyielding service to our customers.
3. Your deposit times may vary based on your financial institution.
4. With a Pro Plan subscription, you can connect your bank account with Wave and automatically import your transactions.
5. It’s been one of the best decisions I’ve made when it comes to making sure my accounting is on point.
6. You’ll both appreciate the speed and convenience.

Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature; no monthly fees here! Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). In some cases, we may hold funds and request more information if we need it for the protection of your business and Wave’s. You can mark invoices paid on the spot, so your records are instantly up to date.

Online payments = on-time payments

Send invoices whenever and wherever you want with Wave’s free app for iOS and Android. Want to look more polished, save more time, and conquer cash flow? Between the app and the payment process—I can’t tell you the hours it’s saved, and even the headaches that have gone away because of it. “Wave invoicing makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.” Wave has helped over 2 million North American small business owners take control of their finances.

What’s happening at Wave

Accept payments through credit cards and bank payments to get paid even faster, for a low, pay-per-use fee. Add credit cards and bank payments to get paid even faster, for a low, pay-per-use fee. Manually creating invoices in Microsoft Word or Excel can be time-consuming and difficult to manage.

Customers can pay instantly by credit card or Apple Pay when they view the invoice online. Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option. With a Pro Plan subscription, you can connect your bank account with Wave and automatically import your transactions. The rate that you charge for your freelancing services can vary, so it’s important to get a grasp of market trends before sending your clients an invoice or quoting a price. Freelance rates can differ depending on experience level and industry. For example, the rate a freelance web developer charges may be different than that of a freelance graphic designer, because each freelancer specializes in a different area.

Accept payments online

All your invoicing and payment information automatically syncs with our free accounting software included with your account. We provide different levels of support, depending on the plan and/or the the difference between expenses and losses add-on features you choose. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. You’ll both appreciate the speed and convenience.

You can accept credit cards and bank payments for as little as 1%2 per transaction. With Wave’s Pro Plan, you can set up recurring invoices and automatic credit card payments for your repeat customers. Switch between automatic and manual billing whenever you want. 1Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews. With Wave’s web-based invoicing software, you can create and send invoices for your business in just a few clicks from your computer.

For information on credit card rates, visit Pricing for details. Sign up for Wave and send your first invoice right away—it only takes a few minutes! With the Pro Plan you can also set up recurring payments, auto-reminders, and deposit requests to make sure you always get paid on time. Know when an invoice is viewed, becomes due, or gets paid, so you can take the right actions to manage your cash flow. Set up invoice reminders to automatically email your customers when payment is due.

Your data is always available, and backed up for extra peace of mind. Ready to invoice in style, bookkeep less, and get paid fast? “It’s not just a cool piece of software, it is giving peace of mind to people.” You deserve to know your taxes aren’t something you have to sweat over the entire calendar year.”

Automate overdue reminders, set up recurring bills, and add notes or terms of service with ease. Tam is the Chief Financial Officer, responsible for accounting/finance, taxes, and compliance at Wave. She’s led the company through its successful acquisition by H&R Block, a financing round, several corporate reorganizations, and multiple ERP and payroll system changes. Simply email your customers an invoice and they can use the secure “Pay Now” button to send over your payment. Easily create, customize, and send professional invoices while on-the-go.

Say #sorrynotsorry to your spreadsheets and shoeboxes. Zahir has always had a passion for small business and enabling financial access for all. This https://intuit-payroll.org/ led him to a four-year stint as President and CEO of M-Paisa Afghanistan, bringing banking and financial education to underserved communities.

This can help you save time and make financial decisions quickly. With Wave, your invoices and payments automatically flow into your accounting records. You’ll never lose track of payments again, and you’ll be all set at tax time. You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan. Wave invoices are integrated with our free accounting software, so payments are recorded and categorized for you – which means less bookkeeping and tax season prep. ‍2 Rates are 1% for bank payments (minimum fee of $1).

David Axler is the Chief Strategy Officer, focusing on formulating, communicating, and fulfilling Wave’s initiatives and future goals. With over five years at Wave, David brings an enthusiastic leadership style and unyielding service to our customers. Prior to Wave, David was a GM and Chief of Staff at a B2B technology company, Influitive, and was previously a management consultant with Deloitte. A graduate of the Rotman School of Management at the University of Toronto, he has a wealth of experience knowledge in business strategy and growth. I look at the dashboard and know how many invoices are on the way, when they should be paid, and the average time it takes someone to pay. It keeps me on track and takes a lot out of my hands.

Money is deposited

Have an eye on the big picture so you can make better business decisions. Our robust small business accounting reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. Connect your bank accounts in seconds with the Pro Plan. Transactions will appear in your bookkeeping automatically, and you’ll say goodbye to manual receipt entry.

Wave has helped over 2 million small business owners in the US and Canada take control of their finances. He comes to Wave with decades of executive experience, most recently as General Manager for Afterpay North America, and previously as Executive Vice President at Mastercard. If we find your email address in our system, we will send you an email with a link to reset your password. Easily monitor and keep track of what’s going on in your business with the intuitive dashboard.